Contracts and Use Years
To start, 'Use Year' is kinda misleading. Use Year for Disney Vacation Club refers to the month that you receive your annual new point allocation.  This is assigned when you purchase your points.  So if your contract is Use Year April, that means that every year in April you will receive your annual point allocation.  That also means that your points expire the last day of the month before your Use Year.  So for our example April Use Year, the points that you receive in April 1, 2008 would expire on March 31, 2009.   

Banking Deadlines

Use Year	To bank 100% of your points, you must contact member services by
February	September 30
March	October 31
April	November 30
June	January 31
August	March 31
September	April 30
October	May 31
December	July 31